What is Financial Planning?
At its core, financial planning is about creating options for your future. A plan acts as a roadmap for both short-term and long-term goals and is an ever-evolving process. To create your personalized plan, we need to understand your current financial picture, identify clearly defined goals, and establish metrics to measure your progress.
With the creation of this unique plan, we act as your financial thinking partner to identify unseen risks, discover strategies that seek to build and protect your wealth, minimize taxes, and ensure you have implemented an appropriate estate plan.
What You Can Expect
Our software will give you a comprehensive view of your entire financial picture. You will be able to see all assets, liabilities and expenses, updated on one page. Your plan can change in an instant and we are here to illustrate options and decisions that can affect your plan. Our job is not to say “no”, but it is to walk you through the impact of financial decisions. We are always here to partner with you in the following areas:
Projections can change in your balance sheet and income statement over the various phases of your life. By focusing on retirement planning, we are anticipating needs that will be served by income sources such as social security, pensions, retirement or rental income and drawdowns from your retirement savings as predictability and tax efficiently as possible.
Tax planning and preparation
While filing taxes is an important part of financial housekeeping, it is far from the only way that taxes impact your overall strategy. In fact, you could say that tax preparation is a reactive approach as it looks backward, focusing on what you did the previous year. Whereas tax planning focuses on the future and seeks to provide strategies to put you in a strong financial position from that tax lens. As a part of a comprehensive team, we can do both for our clients.
*Tax preparation services are offered through Western Wealth Management and not affiliated with LPL Financial.
We focus on making sure that all of the puzzle pieces of your plan fit together. Let’s face it; everyone’s plan is different. We will work with you to optimize each unique situation. This may include insurance planning, investment planning, education planning, estate planning, tax planning, gifting strategies, generational planning, etc.
We also give you the ability to aggregate all accounts so you can seamlessly monitor your assets in an organized fashion. You will likely feel more comfortable and confident knowing where your money is at all times.
Do you know where all of your assets are? Those who know often fare better than those who don’t. Take an important step and schedule a time to see if we are the right partner for you.
Let’s start our partnership.
Let’s start our partnership.
440 Indiana Street
Golden, Co 80401
Securities offered through LPL Financial, Member FINRA / SIPC. Advisory services offered through Western Wealth Management, a registered investment adviser. True North Partners and Western Wealth Management are separate entities from LPL Financial.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Copyright 2022. All Rights Reserved.
Maggie Kirchhoff is an advisor associated with True North Partners, LLC and is a registered representative with, and securities offered through LPL Financial, Member FINRA / SIPC, and an investment advisor representative of Western Wealth Management. Matthew Cichocki is solely an investment advisor representative of Western Wealth Management, and not affiliated with LPL Financial. Investment advice offered through Western Wealth Management, a registered investment advisor. Western Wealth Management and True North Partners, LLC are separate entities from LPL Financial.